Information Systems Strategy and Management
My name is Lay Wah
I recently graduated from Hamline University, where I completed a double major in Finance and Marketing. I am passionate about the dynamic world of business, and possess a solid foundation in both analytical and creative marketing strategies.
Hello!
In addition to my academic achievements, I have gained valuable practical experience through my work at a bank. Having had the opportunity to work in the banking industry, I have developed a deep understanding of financial operations, risk management, and client services. This experience has sharpened my analytical abilities, honed my attention to detail, and fostered a strong customer-oriented mindset.
Combining my academic background and hands-on experience, I am well-prepared to contribute to the financial and marketing needs of organizations. I possess a passion for leveraging data-driven insights to make informed decisions and drive business growth. With a keen eye for market trends and a solid grasp of financial principles, I am eager to apply my knowledge and skills to help businesses achieve their strategic objectives.
Education and Experience
Expected Winter 2024
September 2018 - May 2022
U.S. Bank
Portfolio Monitoring Analyst
June 2022 - Present
Saint Cloud State University
Master of Business Administration - Finance Concentration
Hamline University
Bachelor of Business Administration - Finance and Marketing
• Responsible for preparing and reviewing loan documents and ensuring the accurate setup of new loans on our servicing system, along with ongoing maintenance activities associated with large balance transactions
• Maintains a compliance monitoring database that tracks credit approval requirements and receipt of customer's financial reporting requirements on behalf of the Portfolio Managers and/or Relationship Managers
• Completes accurate and consistent financial statements spreads, quarterly trend analyses, covenant tests, and collateral reviews in accordance with bank spreading standards and wholesale credit policies
• Supports the Wholesale Banking Lenders in financial monitoring and loan implementation
Hobbies and Family
Below are my hobbies and family:
Art Director
Soccer
Soccer is my favorite sport and I have been playing soccer since a young age. This is a picture of me playing soccer for my college team.
Tech Lead
Snowboard
Snowboarding was one of my hobbies. Recently, I have been snowboarding a lot. I hope someday I can go snowboarding in Colorado where they have big hills.
Product Manager
Family
This is my family picture that was taken in 2017. On the left is my older sister, the middle is my mom, and the far right is me.