My name is Lay Wah
I recently graduated from Hamline University, where I completed a double major in Finance and Marketing. I am passionate about the dynamic world of business, and possess a solid foundation in both analytical and creative marketing strategies.
Hello!
In addition to my academic achievements, I have gained valuable practical experience through my work at a bank. Having had the opportunity to work in the banking industry, I have developed a deep understanding of financial operations, risk management, and client services. This experience has sharpened my analytical abilities, honed my attention to detail, and fostered a strong customer-oriented mindset.
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Combining my academic background and hands-on experience, I am well-prepared to contribute to the financial and marketing needs of organizations. I possess a passion for leveraging data-driven insights to make informed decisions and drive business growth. With a keen eye for market trends and a solid grasp of financial principles, I am eager to apply my knowledge and skills to help businesses achieve their strategic objectives.
Education and Experience
Expected Winter 2024
September 2018 - May 2022
U.S. Bank
Portfolio Monitoring Analyst
June 2022 - Present
Saint Cloud State University
Master of Business Administration - Finance Concentration
Hamline University
Bachelor of Business Administration - Finance and Marketing
• Responsible for preparing and reviewing loan documents and ensuring the accurate setup of new loans on our servicing system, along with ongoing maintenance activities associated with large balance transactions
• Maintains a compliance monitoring database that tracks credit approval requirements and receipt of customer's financial reporting requirements on behalf of the Portfolio Managers and/or Relationship Managers
• Completes accurate and consistent financial statements spreads, quarterly trend analyses, covenant tests, and collateral reviews in accordance with bank spreading standards and wholesale credit policies
• Supports the Wholesale Banking Lenders in financial monitoring and loan implementation
Hobbies and Family
Below are my hobbies and family: