top of page

My name is Lay Wah

I recently graduated from Hamline University, where I completed a double major in Finance and Marketing. I am passionate about the dynamic world of business, and possess a solid foundation in both analytical and creative marketing strategies. 

Pro.jpg

Hello!

In addition to my academic achievements, I have gained valuable practical experience through my work at a bank. Having had the opportunity to work in the banking industry, I have developed a deep understanding of financial operations, risk management, and client services. This experience has sharpened my analytical abilities, honed my attention to detail, and fostered a strong customer-oriented mindset.

​

Combining my academic background and hands-on experience, I am well-prepared to contribute to the financial and marketing needs of organizations. I possess a passion for leveraging data-driven insights to make informed decisions and drive business growth. With a keen eye for market trends and a solid grasp of financial principles, I am eager to apply my knowledge and skills to help businesses achieve their strategic objectives.

Education and Experience

Expected Winter 2024

September 2018 - May 2022

U.S. Bank

Portfolio Monitoring Analyst

June 2022 - Present

Saint Cloud State University

Master of Business Administration - Finance Concentration

Hamline University

Bachelor of Business Administration - Finance and Marketing

• Responsible for preparing and reviewing loan documents and ensuring the accurate setup of new loans on our servicing system, along with ongoing maintenance activities associated with large balance transactions

• Maintains a compliance monitoring database that tracks credit approval requirements and receipt of customer's financial reporting requirements on behalf of the Portfolio Managers and/or Relationship Managers

• Completes accurate and consistent financial statements spreads, quarterly trend analyses, covenant tests, and collateral reviews in accordance with bank spreading standards and wholesale credit policies

• Supports the Wholesale Banking Lenders in financial monitoring and loan implementation

Hobbies and Family

Below are my hobbies and family: 

bottom of page